Protecting Builders, Contractors & Tradies from the Ground Up
Construction and Trades Insurance offers critical protection for builders, contractors, and tradies working across a wide range of projects. Key covers include Contract Works insurance, which protects against damage to a building project during construction; Plant and Machinery insurance for owned or hired equipment; and Public Liability insurance to cover third-party injury or property damage arising from work activities.
With high-risk environments and valuable equipment on-site, the construction industry faces constant exposure to unexpected events. This insurance helps minimise financial loss, manage liability, and keep projects moving forward with confidence—ensuring trades and construction professionals are protected from start to finish.
Case Study:
Subcontractor damage
Rick has a small construction business, which employs subcontractors from
time to time. As his usual plumber was unavailable for a job renovating a
home, Rick employed a plumber recommended from a friend.
Unfortunately, the plumber did a careless job and a pipe burst overnight,
flooding the building and causing extensive damage to the half-completed
renovations. Rick successfully claimed on his contract works, which covered
the cost of the labour and materials to rectify the damage.